Student Talk, a series of student-written blog posts, was started in partnership with the PKG Center's Social Impact Internship Program. It’s focus is providing financial education for students and marginalized communities. MIT Federal Credit Union understands the importance of our community and creating a space for all voices to be heard. If you are interested in writing for our blog, please email us at marketing@mitfcu.mit.edu.

Is your credit history is a blank slate? Don't worry, options do exist to turn things around, even when you're just getting started, or starting over. From secured credit cards to credit-builder loans to credit cards for students and more. This post provides a roadmap to building (or rebuilding) your credit.

Think you're ready to take your small business/side hustle to the next level? Have you given thought to what you really need to get there? It isn't usually as easy as more space, or better equipment, although those can help. Do you have the capacity to produce/provide at the level needed if business increases by 10%? 25%? 100%? This post provides you with the questions, and the resources to get the answers you need to take things from hustle to happening now! It never hurts to be fully informed, just takes a little digging, and a lot of intention. Is your business ready? Are you?

Summer Camp is a special experience for children. There are an overwhelming number of camps to choose from. I've found four websites to be an excellent resource in narrowing your search and pinpointing ideal opportunities. It's a quest and challenge to meet all your criteria. The possibilities are endless, but you can efficiently sort through an array of options to find what you're looking for in a children's summer camp. See for yourself!

According to a survey by JumpStart Coalition for Financial Literacy, Only 26% of 13-21 year-olds said that their parents taught them how to manage money. Yikes!

It shouldn't come as a surprise that, at MIT FCU, financial literacy is of paramount importance. That's the main reason we regularly host free financial education seminars and webinars and why we publish additional content on social media and here on our blog. In this 5-part blog series, we're diving deep into actionable steps and strategies you can use to get a leg up on teaching your kids to manage their money well. Let's get started.

An important step in setting up a side hustle that you hope will become a successful business is to set goals. But where do you start? Understanding your "why" is a key step in building your plan. This post draws on SMART goals, and walks you through a few "why" examples and the steps and end goals you may be seeking. If you're serious about making a go of your hobby or passion, consider your "why."

Trying to find childcare and the money to pay for it is a challenge many working parents face. During the summer months when school is out and kids are on vacation, summer camps can provide activities and supervision for your kids when you're unable to.

Start early

According to investor extraordinaire Warren Buffet, parents' biggest mistake is waiting until their kids are teenagers before teaching them about money. Some experts say that children's money habits are formed by the time they are 7, so it's best to start early. 

The yearly federal tax filing deadline is April 15th (except in 2020, when we all got a bit of an extension!). Whatever your tax situation ends up being, refund or owe money in 2021, make a plan to file your taxes on time. It won't be quite as difficult a situation now, because you've got options available. 

With the ever-growing popularity of online shopping and online communications, you should always have your guard up in the cyberworld. Criminals will use any situation to their advantage–especially when it comes to annual holidays.

In this article you’ll find a few examples of commonly used seasonal and holiday scams, and what you can do to protect yourself.