Frequently Asked Questions
Payments submitted before 8 p.m., EST, Monday-Thursday and 4 p.m. EST, Friday will post the same day by midnight. Payments will not be processed on Saturdays, Sundays, and Federal Holidays. If the payment is received after the cutoff time, it will post on the following business day.
Yes
- The per item limit is $10,000
- The daily deposit limit is $15,000
- The rolling 30-day deposit limit is $50,000
Yes. Please call 781.423.2022, for assistance.
Call us at 781-423-2022, and we’ll unlock your account.
To apply for a loan simply visit our website and click on Open Account/Loan, visit a branch or call 781-423-2022.
Yes, we do offer notary services. Please call our main line at 781-423-2022 to check availability for the day the notary service is needed, walk-ins welcome.
Yes. Complete the following steps:
Log into Online Banking, and under the Additional Services Tab select E-Deposit
Step 1: Endorse Your Checks - Please sign the back of each check and write the following endorsement information under your signature:
For deposit only at MITFCU
Account Number
Via e-Deposits
On MM/DD/YYYY** (today's date)
Step 2: Select Your Scanner
Use the Select button to choose the appropriate scanner. If no scanning devices are listed, please ensure that your scanner is turned on, properly connected, and its software properly installed. Use the same scanner next time and the software will remember your scanner selection.
Step 3: Enter the Total Deposit Amount
Enter the total dollar value of your deposit. For multiple checks enter the total of all checks in your deposit.
Step 4: Scan Your Checks
For flatbed scanners: Place your first check face down on the scanner in the appropriate position. Select the Scan button to scan the front of the check. Follow the device's instructions for completing the scan. Place your first check face up on the scanner. Follow the same process, selecting the Scan Back button to scan the back of your check. Repeat these steps for each check in your deposit.
For duplex scanners: Place your check(s) in the scanner's check/document feeder in the appropriate position. Select the Scan button. Follow the device's instructions for completing the scan.
Step 5: Continue
Once you have scanned all your checks, click the Continue button to move on to the Deposit Review step
Download and complete the Joint Ownership Agreement and return to us in person,or through the mail.
To remove a joint owner from your account, please contact the credit union directly for instructions.
Sign into your account on e-Branch and then click on the Secure Forms drop down to change the address on your account.
- About MIT FCU
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