Moving your money is easy with e-Branch
Internal and External Transfers
We make getting your money where it needs to go easy. Simply log into e-Branch and select the type of transfer you want to process from "Move Money." It’s easy, secure, and you’ll have an online record of payments. With MIT FCU you have options:
- Transfer money to yourself from other financial institutions
- Pay back money borrowed from a friend
- Transfer an allowance to your kids’ accounts
Read our MIT FCU Funds Transfer Agreement
International and Domestic Wires
Receive money or send money anywhere in the world. Fill out the appropriate online authorization form and you’re ready to send money safely and securely.
- Incoming wires - $10 (Please note the originating institution may also charge a fee)
- Outgoing wires - $20 for domestic, $35 for international.
Automated Clearinghouse Transactions
Pay bills with ACH: allow creditors to withdraw payments from your account by setting up specific one-time or recurring payments. If e-Bills aren’t an option, use ACH transactions to get your money where it needs to go.
Payroll Direct Deposit
Sign up for direct deposit of your payroll, pension, or Social Security. Provide your employer or entity with your credit union member number and our routing number: 211381754.
Payroll Allocation: If you work for MIT, Whitehead Institute or Draper Lab, you can also sign up for Payroll Allocation to have loan payments and savings deposits deducted automatically from your paycheck and deposited towards those specific savings or loan accounts.